Money Matters: How Finances Can Affect Your Marriage

happy couple on their wedding day

Money is often cited as one of the top reasons for marital problems, but it doesn’t have to be that way. Marriage is a relationship built on mutual trust and understanding, and when it comes to finances, it’s important to find a balance that works for both partners. In this blog post, we will explore how money can affect a marriage, and how couples can use financial strategies to help ensure their relationship remains healthy and happy.

The cost of weddings

When it comes to marriage, the cost of the wedding can often set the stage for the relationship in many ways. Unfortunately, couples often take on more debt than they are financially able to handle just to have a dream wedding. This can lead to stress early in the marriage which can sometimes cause divorce. The average cost of a wedding in the US is now over $33,000. In comparison, this is more than the median annual income of a two-person household and it doesn’t even include the cost of the honeymoon or other related costs. This amount of money spent on a single day could be better invested elsewhere, like in a joint savings account. For couples starting off their marriage with a lot of debt, it can create tension in their relationship and could even lead to dating and relationship issues down the road.

Starting off on the wrong foot

It is a sad but true fact that the beginning of a marriage can often predict how it will end. Unresolved financial issues are the leading cause of divorce, and if a couple isn’t on the same page when it comes to money, it can spell disaster for their relationship. This is why it is so important to have conversations about finances before marriage, and if possible, even before dating or getting into a serious relationship.

Money can be a tricky subject for many couples, so having open and honest communication about financial goals and responsibilities early on in the relationship can help avoid conflict later on. It can be difficult to talk about money, especially when one partner earns more than the other or when debt is involved, but it is essential that these conversations happen. Having an understanding of each other’s financial histories and spending habits can help prevent any issues from popping up during the course of the marriage.

It is also important to have a plan for the future. Have you discussed the cost of weddings? What about buying a home? Even the most solid relationships can fall apart if there is disagreement over long-term financial decisions. Taking the time to talk about these topics and finding mutually agreeable solutions can help ensure that your marriage stays strong.

when one spouse makes more money

When one partner in a marriage or relationship makes significantly more money than the other, it can have a big impact on the dynamics of the relationship. It is not uncommon for one spouse to make more money than the other, but it can become a source of tension and resentment if it is not handled correctly.

For some couples, the spouse with more money may begin to take on a leadership role in the relationship, making decisions without consulting the other spouse. This can cause a feeling of being powerless or less valued in the marriage. If these feelings are not addressed, it could lead to further resentment or even divorce.

In addition to the emotional issues that come with one spouse making more money, there can also be practical considerations. For example, a couple who is dating may be hesitant to move in together if one partner makes significantly more money than the other, as it could mean that one person will be bearing a greater financial burden.

Married couples where one partner makes more money should strive to be mindful and open when it comes to finances. Both partners should feel like their opinions are heard and respected when it comes to budgeting and decision-making. Open and honest communication is essential for avoiding resentment and potential conflict down the road.


When it comes to marriage and finance, the key is communication. From the start of dating, to wedding costs, to who makes more money, having honest conversations can make all the difference when it comes to relationship success. Having a partner who is willing to discuss these issues and work through them together can help couples to have a strong financial foundation. However, if tensions are not handled properly, finances can lead to divorce. If you find yourself in a situation where finances are becoming a burden in your marriage, don’t be afraid to reach out for help. Relationship coaching with Coach Brad can provide couples with the tools needed to have successful conversations about money, and learn how to thrive in their marriage.